What
One connected business stack
Payments, POS, pricing guidance, and adjacent services designed to work together instead of as disconnected vendors.
NextPay Platform
Accept Payments Anywhere. Run Your Entire Business with NextPay.
Payment processing, POS, financing, payroll, and growth tools in one connected platform.
Not Sure What Your Business Needs? Let’s Find OutTake the Quiz. Get the Right Solution.Your Business Is Unique. Your Solution Should Be Too
Answer a few questions about your business, volume, and workflow, and we'll narrow the right next step before you spend time reviewing the wrong options.
- Payments in-store, online, and on the go
- POS, payroll, and funding in one stack
- Cleaner reporting with less operational drag
Trusted Network
Discover
TSYS
Fiserv
Google Pay
Services
Enterprise power. Right-sized for your business.
Whether you’re just getting started or scaling fast, we provide the same reliable systems used by larger enterprises — including payments, POS, automation, and integrations — designed to meet you where you are today and grow with you tomorrow.
Business Services
NextPay brings together the core systems businesses usually evaluate separately: payments, POS, funding, payroll, and growth support.
Start here if you want to understand what the platform covers, why businesses change setups, and where to begin if you are still figuring out the right fit.
Why
Less guesswork and operational drag
Businesses usually change when costs, workflows, reporting, or device fit are no longer aligned with how they actually operate.
Where To Start
Find Out What Your Business Actually Needs
Not every business needs the same setup. The quiz helps sort what to review first based on your workflow, sales channels, and next priority.
Additional Business Services
Dual pricing, cash discount, and interchange-plus program availability may vary by business type, transaction profile, and regulatory requirements.
Industries
Industries We Serve
Payment processing, POS, and operational tools tailored to the way each industry runs.
Use this section to see where NextPay typically fits, why industry context matters, and when the quiz is the better path if you are between multiple options.
What
Industry-specific setup guidance
Different industries need different combinations of devices, workflows, reporting, and payment acceptance.
Why
Fit matters more than generic features
The right setup depends on how your customers pay, how your staff works, and what your operation needs day to day.
Where To Start
Discover the Right Tools for Your Business Today
If you already know your industry path, start there. If not, the quiz helps narrow the right direction before you compare setups.
Sector
Retail
Storefront and specialty retail
Sector
Services
Professional and field services
Sector
Food and Beverage
Restaurants, bars, cafes, and beverage operators
Sector
High-Risk Businesses
Specialized underwriting lanes
Automotive Businesses
Industry
AutoRepairDealership Service
Beauty & Personal Care
Industry
SalonSpaMedical Spa
Entertainment & Specialty Businesses
Industry
EventsEntertainment CentersGolf
Fitness & Membership Businesses
Industry
GymYogaPilates
Healthcare & Medical Practices
Industry
DentalMedical ClinicChiropractic
High-Risk Businesses
Industry
CBDSmoke/VapePeptides
Home Services & Contractors
Industry
HVACPlumbingElectrical
Professional & Business Services
Industry
LawAccountingAgency
Food and Beverage
Industry
Full ServiceQuick ServiceCafe
Retail Businesses
Industry
GroceryApparelLiquor
FAQ
Common questions before choosing a payment or POS setup
If you are still figuring out what you need, start here. If you want a faster path, take the quiz and we'll help narrow what fits your business next.
Stop Guessing. Start With the Right SolutionGet a Custom Business Solution in Just a Few Clicks
What does NextPay actually help a business with?+
NextPay helps businesses figure out the right payment setup before they commit. That can include payment processing, POS systems, pricing structure, devices, online payments, reporting, and adjacent services that support how the business runs.
Do I need payment processing, a POS system, or both?+
Some businesses only need a better payment setup. Others need a full POS with checkout, inventory, staff permissions, receipts, ticketing, or reporting. The right answer depends on how and where you sell.
Why should I take the quiz instead of just asking for pricing?+
Pricing only makes sense after the setup is narrowed first. The quiz uses your industry, workflow, sales channels, and volume to point you toward the right next step instead of starting with a generic quote that may not fit the business.
Can NextPay support in-store, online, and mobile payments?+
Yes. Depending on the business, the right setup may include countertop payments, mobile acceptance, online checkout, invoices, payment links, recurring billing, or a mix of channels.
How do I know where to start?+
If you are still sorting out what you need, start with the quiz. If you already process payments and want a deeper review of your current setup, upload a statement. Those are the two clearest paths forward.
Savings Examples
Real-world savings stories from businesses like yours
These are anonymized customer-style scenarios based on the kinds of businesses we help every day. We are not naming names, but we are showing what they do, what changed, and how meaningful savings can come from the right setup.
Illustrative examples only. Actual savings vary by card mix, ticket size, underwriting profile, and program eligibility.
Food and Beverage
Multi-location quick-service operator
High card volume, fast-moving front counter, and online order traffic throughout the week.
What changed
They were running on a pricing structure that no longer matched their transaction mix and daily volume.
- Reviewed statement pricing
- Matched the account to a better-fit program structure
- Tightened checkout and reporting workflow
Monthly volume: $75,000
Previous effective rate: 3.48%
Better-fit rate range: 2.61%
Estimated monthly savings: $652/month
That can mean about $7,824/year back over a year.
Based on a representative customer scenario. Actual savings vary.
Retail Store
Specialty retail storefront
In-store card-present sales with higher weekend volume and a need for cleaner register reporting.
What changed
The business had a workable checkout flow, but pricing visibility and effective rate were not where they should have been.
- Benchmarked current statement
- Adjusted setup for in-store retail volume
- Reduced friction between checkout and reporting
Monthly volume: $92,000
Previous effective rate: 3.15%
Better-fit rate range: 2.64%
Estimated monthly savings: $469/month
That can mean about $5,628/year back over a year.
Based on a representative customer scenario. Actual savings vary.
Home Services Contractor
Field-service contractor
Invoices, mobile collections, and technicians taking payments across multiple job locations.
What changed
Their setup was handling payments, but the mix of remote and mobile transactions was creating avoidable drag and cost.
- Reworked the payment flow for field collections
- Aligned acceptance methods to the business model
- Improved visibility into transaction costs
Monthly volume: $64,000
Previous effective rate: 3.58%
Better-fit rate range: 2.95%
Estimated monthly savings: $403/month
That can mean about $4,836/year back over a year.
Based on a representative customer scenario. Actual savings vary.
Fitness Studio
Membership-based studio
Recurring billing, front-desk payments, and a mix of packages, drop-ins, and memberships.
What changed
The business needed a setup that made recurring payments easier to manage without carrying a higher-than-needed effective rate.
- Reviewed recurring billing structure
- Improved fit between payments and front-desk workflow
- Reduced cost leakage in the current setup
Monthly volume: $48,000
Previous effective rate: 3.27%
Better-fit rate range: 2.72%
Estimated monthly savings: $264/month
That can mean about $3,168/year back over a year.
Based on a representative customer scenario. Actual savings vary.
Food and Beverage
Multi-location quick-service operator
High card volume, fast-moving front counter, and online order traffic throughout the week.
What changed
They were running on a pricing structure that no longer matched their transaction mix and daily volume.
- Reviewed statement pricing
- Matched the account to a better-fit program structure
- Tightened checkout and reporting workflow
Monthly volume: $75,000
Previous effective rate: 3.48%
Better-fit rate range: 2.61%
Estimated monthly savings: $652/month
That can mean about $7,824/year back over a year.
Based on a representative customer scenario. Actual savings vary.
Retail Store
Specialty retail storefront
In-store card-present sales with higher weekend volume and a need for cleaner register reporting.
What changed
The business had a workable checkout flow, but pricing visibility and effective rate were not where they should have been.
- Benchmarked current statement
- Adjusted setup for in-store retail volume
- Reduced friction between checkout and reporting
Monthly volume: $92,000
Previous effective rate: 3.15%
Better-fit rate range: 2.64%
Estimated monthly savings: $469/month
That can mean about $5,628/year back over a year.
Based on a representative customer scenario. Actual savings vary.
Savings Analyzer
Upload Your Merchant Statement
Share your latest statement and our team will prepare a directional savings analysis.
If you want a guided setup recommendation first, take the quiz and we will show you what to move forward with next.
Ready to Launch with NextPay?
Take the quiz to get a tailored rollout plan for payments, POS, pricing strategy, and operational setup.
Take the quiz to get a clearer direction on what you need next and how to move forward.