Business Financing & Funding

Get Funded Fast with flexible capital options for growth, equipment, and real estate

Faster application flow, soft-pull positioning, and business or real-estate funding paths built into one active application.

Trusted partner-style financing flow, adapted to the current NextPay site
Equipment financing preview
Funding hero visual
Revenue financing preview

Funding options built around working capital needs, equipment purchases, and property-based deals

This page is structured around the active Reveal Lending application flow and the funding programs currently being offered through the partner page. It gives buyers a clearer view of what types of capital are available before they start the application.

Programs currently available

Business funding programs

  • Equipment Financing
  • Revenue Based Financing
  • Term Loans
  • Business Lines of Credit

Real estate programs

  • Fix and Flip
  • Bridge / Cash-Out Refi
  • DSCR Rental Loans
  • Ground-Up Construction
  • Commercial Real Estate

Who this is for

Businesses and investors that need a faster path to capital for inventory, payroll, equipment, expansions, acquisitions, or property-based projects.

A strong funding recommendation depends on what the capital is for, how quickly it is needed, current revenue or property performance, and the borrower profile.

  • Owners managing cash-flow pressure around payroll, taxes, inventory, or day-to-day working capital
  • Businesses financing equipment while preserving cash for operations
  • Borrowers comparing lump-sum term debt against revolving access to capital
  • Real estate investors seeking acquisition, rehab, rental, bridge, or commercial financing
Back to Services

Financing programs are subject to underwriting, business qualifications, and product availability by market.

Why Borrowers Apply

Why businesses use a faster lending channel instead of waiting on a bank process

Soft-pull prequalification

The current application flow positions borrowers to check eligibility before committing to a full traditional bank underwriting cycle.

Faster approvals

Several programs are positioned around decisions in roughly 24 hours, with some products moving faster than conventional lending timelines.

Funding matched to use case

Choose between equipment financing, revenue-based capital, fixed-term financing, revolving credit, and real estate-specific programs.

Short-term and long-term options

The current mix covers immediate working-capital needs as well as longer-horizon property and commercial financing structures.

Business and real estate in one application path

Borrowers can start the same core application and branch into either business funding or property-backed lending based on what they need.

Document-led review

The active form is built around collecting bank statements, ownership information, and property documents upfront to accelerate review.

Funding Paths

Program types and how borrowers usually evaluate them

Business Funding

Equipment Financing

A fit when the goal is to preserve cash while spreading equipment costs over a defined term.

  • $10,000 to $750,000
  • Typical terms from 6 months to 10 years
  • Can be used for equipment, installation, and related soft costs

Business Funding

Revenue Based Financing

Often considered when flexible repayment tied to revenue is a better fit than a rigid fixed-payment structure.

  • $2,000 to $1,000,000
  • Typical terms from 3 to 18 months
  • Useful for working capital, payroll, inventory, taxes, hiring, or improvements

Business Funding

Term Loans and Lines of Credit

A stronger fit for borrowers comparing fixed payoff schedules against revolving access to capital.

  • Term loans from $25,000 to $500,000
  • Business lines of credit up to $750,000
  • Revolving structures charge interest only on the amount drawn

Real Estate Funding

Investor and Property Programs

Built for acquisition, rehab, refinance, rental, construction, and commercial real estate needs.

  • Short-term fix-and-flip, bridge, and construction programs
  • DSCR rental options with cash-flow-based qualification
  • Commercial real estate options with longer amortization paths

Application Scope

What the active funding application is set up to collect

Business profile

Funding type, legal business name, DBA, company email, phone, structure, federal tax ID, industry, NAICS code, and website.

Operating history

Average monthly deposits, business founded date, owned-since date, and homeownership status for the primary owner.

Location and ownership

Primary business address plus owner identity, date of birth, ownership percentage, phone, and home address.

Financing request

Amount requested, credit score estimate, primary use of funds, and any current loans or cash advances.

Real estate underwriting

Borrower role, property state, experience, loan type, transaction details, property details, and deal numbers when real estate funding is selected.

Required documents

At minimum the form requests recent bank statements, and the real estate path expands into ID, contracts, mortgage statements, budgets, leases, insurance, and property photos.

Start The Application

Use the live funding application to check fit for business or real estate financing

The active application already branches into business funding and real estate funding. It captures the exact underwriting fields currently being used so the page and the form stay aligned.

FAQ

Questions borrowers usually ask before starting the application

What funding options are currently being presented?+

The current program mix includes equipment financing, revenue-based financing, term loans, business lines of credit, short-term real estate loans, and long-term real estate programs such as DSCR and commercial real estate financing.

Can the same application handle both business funding and real estate funding?+

Yes. The active application starts by asking which type of funding you are applying for, then branches into the fields and documents required for that path.

What documents should a business borrower expect to provide?+

For the business-funding path, the active form requests company details, owner details, the requested amount, current obligations, and the most recent three months of bank statements.

What documents are required for real estate deals?+

The real estate path expands into property information, credit and experience questions, deal numbers, and a broader document set such as ID, bank statements, purchase contract, mortgage statement, insurance, photos, and budget materials.

How fast can approvals or funding move?+

The partner landing page positions several programs around approvals within about 24 hours, some working-capital products around very fast turnaround, and certain real estate programs around multi-day to multi-week closing windows depending on the structure.

What is the difference between a term loan and a line of credit?+

A term loan provides a set amount with a defined repayment schedule. A line of credit is revolving capital, where the borrower draws what is needed and pays for the amount actually used.

Funding Programs

Capital options presented with a stronger product-story rhythm

The Reveal page works because it stacks clear funding types, visual blocks, and a simple application story. This section follows that structure more closely while staying inside the existing NextPay visual system.

Pre-approval messaging under 24 hoursBusiness and real estate pathsFast document-led review

Business Funding

Equipment, revenue, term, LOC

Real Estate

Short-term and long-term programs

Application

One active underwriting flow

Financing visual

Fast And Flexible

Structured around speed, funding-type clarity, and a cleaner path into the active application.

01

Soft credit pull positioning on the partner landing page

02

Application path for both business and real estate funding

03

Fast prequalification-oriented flow

04

Same-day or near-term funding messaging for select programs

Equipment financing visual

Equipment Financing

Spread equipment costs over time while preserving working capital for operations, installation, and rollout.

  • $10,000 to $750,000
  • 6 month to 10 year terms
  • Fast review path
Revenue based financing visual

Revenue Based Financing

Access capital tied to future revenue for payroll, inventory, taxes, hiring, or short-term growth needs.

  • $2,000 to $1,000,000
  • 3 to 18 month terms
  • Repayment tied to revenue flow
Term loan visual

Term Loans

Use a traditional lump-sum structure when fixed repayment and a defined payoff schedule are the right fit.

  • $25,000 to $500,000
  • 12 to 60 month terms
  • Often used for larger investments or expansion
Business line of credit visual

Business Lines of Credit

Keep flexible access to capital on hand and draw only what the business needs when timing matters.

  • Up to $750,000
  • Interest only on what is drawn
  • Typical approvals in 1 to 3 business days
Property acquisition and rehab financing

Real Estate Short-Term Loans

Built for acquisition, rehab, construction, refinance, or repositioning with faster execution windows.

  • Fix and flip, bridge, and ground-up construction
  • Up to 90% LTC / 80% LTV on select programs
  • Funding windows from 7 to 35 days
Long-term commercial real estate financing

Real Estate Long-Term Loans

Longer-duration financing for stabilized rentals and commercial real estate based on property performance.

  • DSCR rental and commercial real estate
  • Up to 80% LTV
  • 25 to 30 year term structures
Funding process overview

How It Works

A more visual application flow, closer to the source page

The Reveal page uses simple sequential storytelling. This keeps that same progression, but translated into the current site’s darker glass surface system instead of their palette.

1

Apply Online

Start with the live funding application and choose business funding or real estate funding.

2

Review Offers

Move into a guided review of the structures that best match the request and borrower profile.

3

Receive Funds

Advance to funding once the file, documents, and offer selection are complete.

Trusted Brands

Platforms and partners supporting the broader lending and operations stack

QuickBooks logoQuickBooks
FieldPulse logoFieldPulse
NMI logoNMI
Authorize.net logoAuthorize.net
Fiserv logoFiserv
TSYS logoTSYS

Application Scope

Clear intake expectations before the form opens

The goal here is similar to the source page: make the process feel understandable before someone commits to filling out the application.

Business Funding Path

Business Funding Path

  • Funding type, business name, DBA, email, phone, structure, tax ID, industry, and NAICS
  • Average monthly deposits, founded date, owned-since date, website, and homeownership status
  • Primary business location and owner details
  • Amount requested, credit score estimate, primary use of funds, and current loans or advances
  • Most recent three months of bank statements, deal notes, and signature
Real Estate Funding Path

Real Estate Funding Path

  • Borrower role, borrowing entity, citizenship, state, and experience
  • Loan type, transaction type, property address, property type, and timeline
  • Purchase price, ARV, rehab budget, total project cost, and requested loan amount
  • Exit strategy, deal summary, and rental information where applicable
  • Supporting documents including ID, statements, contracts, budgets, leases, insurance, and property photos

Active Application

Funding Application

The live Jotform remains the source of truth for underwriting fields. The surrounding section now feels closer to the Reveal landing page, but the application itself stays synced to the active intake.

Open Form in New Tab

Trusted Brands

QuickBooks logoQuickBooks
FieldPulse logoFieldPulse
Square logoSquare
Clover logoClover
PayAnywhere logoPayAnywhere
FluidPay logoFluidPay